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Before making the decision to have
Before making the decision to have cosmetic surgery, you should investigate the total cost of your desired procedure. Insurance coverage will vary for each cosmetic surgery and insurance company policies will also differ. It is important to consider the financial aspects of surgery before making the decision. Knowing the covered costs by your insurance policy; as well as for which surgeries they will pay, will help you determine whether you can financially afford cosmetic surgery.
The American Medical Association as well as the American Society of Plastic Surgeons both provide guidelines to insurance companies. These guidelines are used to set the guidelines covering each surgery. Each insurance company then takes these guidelines to use them in order to interpret whether they will pay for the specific requested cosmetic surgery. This differs from one insurance company to another and potentially from one type of policy to another. Over the years, these guidelines have been altered and reinterpreted creating different standards. Procedures that were once labeled cosmetic are now considered reconstructive and others, that were at one time considered reconstructive, are now considered cosmetic.
An insurance company will determine if the particular requested cosmetic surgery fits their policies’ guidelines for payment. If the surgery is desired for purely cosmetic reasons, typically it will not be covered. However, there are guidelines to help define whether a particular surgery is cosmetic surgery or surgery needed to correct a medical problem. If you have an abnormality that needs correcting, the majority of insurance companies will cover all or some part of the surgery. Additionally, if surgery will result in an improvement in your mental health, the insurance company might cover it.
Guidelines can help an insurance company decide if abdominal surgery or liposuction will be performed with the goal of improving a person’s health, or if it is desired for strictly cosmetic purposes. If you are considered obese and have back pain, or other related problems and it is indicated that abdominal surgery will eliminate those problems, such surgery may be covered. Breast surgery in generally covered by insurance policies if the breasts are causing pain, are asymmetrical, or if you have lost a breast as a result of cancer or another surgery.
If you are seeking surgery on some area of your face, the desired surgery generally needs to be related to some medical problem in that area. If the area causing you concern relates to birth defects, your surgery may be covered by insurance. The insurance carrier may approve payment for an imbalance in the face, abnormal functioning of the facial area, and vision problems. If the structure of your nose is interfering with your ability to breathe, rhinoplasty may also be covered by insurance.
Typically, cosmetic surgery costs a minimum $2,000, with $5,000 being considered average, and some surgeries cost greater than $10,000. The surgery cost will depend on how complicated your surgery is. If you are unable to pay the cost of the surgery, but your doctor’s opinion is that it will improve your health, your insurance company may still approve payment. Finding a company that has policies that meet your cosmetic surgery needs, can help you to make the necessary changes to your body. Consulting your doctor prior to contacting the insurance company will help both of you to prepare for questions the company may pose.
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I have a large volume of fat unfortunately around my stomach and i think the fat which is stored for years in any part of our body is no longer used by metabolism of human and i am suspicious that brain forgets the fat store,so our hard exercises will never make us satisfied.Am i wrong?If you know anything about it,please inform me.Also your comments are so important for me to make a last decision…Thanks for your interest from now…
The following healthy living recommendations will help you if you’re trying to lose weight, tone up your muscles, have aspirations of building lean muscle mass, are attempting to get a wash board stomach, or just want to feel better:
*1) Burn more calories then you’re consuming everyday and measure your results using the following formula: Calories Consumed minus Basal Metabolic Rate (BMR) minus Physical Activity minus the Thermic Effect of Food (TEF). A website that explains this formula in more detail and will help you determine how many calories you need to reach or maintain a certain weight is at http://www.primusweb.com/fitnesspartner/library/weight/calsburned.htm
Get an online, desktop, or cell phone diet and fitness calculator. This will allow you to easily calculate the above formula, set goals, log your daily calorie consumption, and register your physical activities.
Set realistic goals for your ideal body weight. Here are two websites that will calculate a suggested body weight:
It is difficult and unhealthy to lose more than one or two pounds per week. There are 3,500 calories in a pound. If you eat 500 fewer calories per day for a week you will lose one pound. If you burn through exercise 500 more calories per day for a week you will lose one pound.
Here are two articles on how to break through a weight loss plateau:
*2) Eat natural and organic foods found on earth versus something created by a corporation to make money. Eat meals in small portions throughout the day and take a good multi-vitamin supplement.
Do not try fad diets or diet pills. Avoid “High Glycemic Load Carbs” (sugar, pastries, desserts, refined starches such as breads, pasta, refined grains like white rice; high starch vegetables such as potatoes) and drink lots of water. Read this article for more information on high GL Carbs:
The following are food pyramids and several articles on what you should eat everyday:
Antioxidant Superstars – Vegetables and Beans:
Antioxidant Loaded Fruits:
Good Carbs Mean Better Weight:
The Benefits of Protein:
Some Fats Are Good For You:
Antioxidants in Green and Black Tea:
What You Should Eat Daily:
Best Foods to Fight off Disease and Keep You Healthy:
*3) Perform cardiovascular, core, and/or strength training on most days. Read a book or find a certified trainer to make sure you’re doing all exercises correctly.
The following is a website and numerous articles on cardiovascular, core, and strength training:
Exercise Prescription on the Net
Starting an Exercise Program:
Strength Training Basics:
Cardiovascular Machine Workouts:
Balance Your Way to a Stronger Body:
Understanding Your Training Heart Rate:
Getting a Flat Stomach:
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*4) Get plenty of sleep. Sleep experts say most adults need between seven and nine hours of sleep each night for optimum performance, health, and safety.
*5) Educate yourself continually on health issues and make a life long commitment to good health. A great free publication is “Dietary Guidelines for Americans 2005”. A reputable test you can take to measure your biological age is at http://realage.com
Look at all areas where you can enhance your health. For example, make improvements in the quality of the air you breathe. Review outdoor air quality forecasts where you live and get an indoor air purifier.
Send me an email or yahoo instant message to “gainbetterhealth” if you have any questions and good luck!
*Click on all the source links below to get the full benefit of the recommendations. The answers presented to your health questions are not intended to be a substitute for professional medical advice, diagnosis, or treatment. Always seek the advice of your physician or other qualified health providers with any questions you may have regarding a medical condition.
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